<p class="p__0">Target-date funds diversify based on your age. This suggests the funds will immediately adapt to be more conservative as you age. For instance, if you desire to retire in thirty years, a great target-date fund would be the Vanguard Target Retirement 2050 Fund (VFIFX), given that 2050 will be close to the year you'll retire.</p> <p class="p__1">This implies it'll be higher threat but
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