Lula Trucking, an insurance-tech platform for Commercial Truck industry. Owner-operators and fleet owners can easily access Lula Trucking’s industry changing Pay-Per-Day commercial truck insurance to save money when drivers are on or off the road through our platform. The average truck driver in America tends to drive 220 days out of the year, yet they pay for insurance as though they are driving every single day of the year. With Lula, you only pay for insurance for the days when you drive.